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Need a Bankruptcy Attorney in Ozark, AL or the Wiregrass Area?

You can count on the Valenzuela Law Firm for debt relief

Do you feel like you’re drowning in a pool of debt? Are you thinking, “Will the calls from debt collectors ever end?” If your increasing debt is overshadowing your income, you could feel like there’s no way out. But if you live in Ozark, AL or the Wiregrass Area, debt relief is just around the corner.

Call the Valenzuela Law Firm at 334-774-1199 and we’ll work hard to free you from that mounting debt. Ask for your free consultation.

File for the Bankruptcy Chapter That’s Right for You

Let us advise you on whether to file for Chapter 7 or Chapter 13

So, you’re ready to file for bankruptcy. But which chapter is right for your personal situation? Here are some pointers on choosing a bankruptcy chapter:

  • Chapter 7 bankruptcy is known as a “liquidation bankruptcy” and can eliminate unsecured debts (i.e. credit cards, medical bills).
  • Chapter 13 bankruptcy is designed to help you pay your debt back over a timespan of a few years with monthly payments.
  • To quality for Chapter 7 bankruptcy, your average monthly income must be equal to or less than your state’s median income.
  • Filing for Chapter 13 bankruptcy can help you keep your assets. Many homeowners use this option to stop a foreclosure.
  • Chapter 13 bankruptcy is a better option if most of your debt is not dischargeable (i.e., tax debts, student loans).


Still not sure which bankruptcy chapter to choose? Let the Valenzuela Law Firm based in Ozark, AL choose the best option for you. Call us today to get started.

Do You Have Any Questions About Filing for Bankruptcy?

Set up your free legal consultation and we’ll answer them

Filing for bankruptcy is a huge life decision. You want to make sure you’re informed when making the decision. It’s just as important to have an experienced bankruptcy attorney on your side. If you live in Ozark, AL or the Wiregrass Area, you can trust the Valenzuela Law Firm to get you out of debt. Call us today to learn more.

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  • The Valenzuela Law Firm, LLC

    154 East Broad Street
    Ozark, AL 36360

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    Call Us
    Phone: (334) 774-1199

    Hours
    Mon: 8:00AM-5:00PM
    Tue: 8:00AM-5:00PM
    Wed: 8:00AM-5:00PM
    Thu: 8:00AM-5:00PM
    Fri: 8:00AM-1:30PM
    Sat: Closed
    Sun: Closed

Alabama State Bar, Rules of Professional conduct, Rule 7.2 (e), requires the following language in all attorney communications: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

11 U.S. Code section 528: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.